suke Posted February 13, 2016 Share Posted February 13, 2016 Having boiler serviced this morning and got me wondering. Brought the house new in 2010 and has been covered by the builder for last 5 years. Now we have to sort any problems ourselves, so who has boiler insurance? Have you had to use it? Is it worth the money? If not, what do you do. Do you wait until you have a breakdown and then call someone out? Just trying to see what's the best way forward. Quote Link to comment Share on other sites More sharing options...
bizzay1 Posted February 13, 2016 Share Posted February 13, 2016 I used to have boiler insurance, before we rented, and found it was peace of mind. Most include a yearly service so that cost is offset from the total and you can pay it monthly, so all in all I think it's a wise move for homeowners Quote Link to comment Share on other sites More sharing options...
daz2905 Posted February 13, 2016 Share Posted February 13, 2016 Check out THIS LINK. Great deal, cancel after the first year and shop around. I have used them and they sent someone out on boxing day to fix my boiler, great service. Heating, plumbing, wiring and loads more for only £9.50 a month or cheaper cover for £6.00. Plus a free boiler service. Quote Link to comment Share on other sites More sharing options...
Fon Posted February 13, 2016 Share Posted February 13, 2016 Like most things, wait for it to break, then buy insurance lol Fon Quote Link to comment Share on other sites More sharing options...
daz2905 Posted February 13, 2016 Share Posted February 13, 2016 Like most things, wait for it to break, then buy insurance lol Fon I bet your mrs wouldn't agree if the boiler broke today. Free service makes that deal worth having though. Quote Link to comment Share on other sites More sharing options...
suke Posted February 13, 2016 Author Share Posted February 13, 2016 Guys just been. Done boiler, checked gas fire for any nasties (Does not come to bits as its a flueless one) and done the once over on unvented cylinder. £40.00, cheap at half the price. Certificate issued. I asked him if we had a problem with boiler would he attend. Yep no problem. Think I will give the insurance a miss Quote Link to comment Share on other sites More sharing options...
mitchb Posted February 13, 2016 Share Posted February 13, 2016 Normally just stick whatever I would have spent in insurance in a savings account and self insure. Works well for me in respect of costs What doesn't work so well is trying to find a decent tradesman, I don't mean cheapest don't mind paying for job to be done right but its getting it done right that's problem in my experience Quote Link to comment Share on other sites More sharing options...
Vixen Posted February 13, 2016 Share Posted February 13, 2016 I have insurance just for peace of mind I suppose. Quote Link to comment Share on other sites More sharing options...
legolamb Posted February 14, 2016 Share Posted February 14, 2016 Normally just stick whatever I would have spent in insurance in a savings account and self insure. Works well for me in respect of costs What doesn't work so well is trying to find a decent tradesman, I don't mean cheapest don't mind paying for job to be done right but its getting it done right that's problem in my experience I think that's the key, finding a decent tradesman is the hardest part, even if you have insurance, if the guy who comes doesn't know his arse from his elbow it'll still end up costing you in the end. Quote Link to comment Share on other sites More sharing options...
goldringers Posted February 14, 2016 Share Posted February 14, 2016 I have a Vaillant combi and use their own cover which doesn't cover plumbing or rads but their a peice of piss to do anyway. They normally charge 25-£28 a month but I phone on renewal (just renewed) and got it down to £15 a month with a bit of haggling. The best bit with this is, if the boilers under 5 years and non repairable its a new boiler and there's no excess or anything to pay your covered for all parts labour the job lot no matter how many callouts. Last year they replaced the pump which should have cost £200 in total then 3 weeks later it went again which baffled the guy and they fitted another. Quote Link to comment Share on other sites More sharing options...
singer61 Posted February 14, 2016 Share Posted February 14, 2016 i use british gas for all boiler heating electrics water drains and all costs me 31 pounds a month and I find it is good piece of mind, my boiler a lil old now but they always have the parts and come within 24 hours to fix Quote Link to comment Share on other sites More sharing options...
Rigout Posted March 12, 2016 Share Posted March 12, 2016 I've had British Gas in the past but when they came out they said they couldn't get the parts and refunded my money. Not sure if it's worth it or not. I ended up getting a new boiler. Quote Link to comment Share on other sites More sharing options...
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