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Boiler service and insurance


suke

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Having boiler serviced this morning and got me wondering.  Brought the house new in 2010 and has been covered by the builder for last 5 years.  Now we have to sort any problems ourselves, so who has boiler insurance?  Have you had to use it?  Is it worth the money?  If not, what do you do.  Do you wait until you have a breakdown and then call someone out?  Just trying to see what's the best way forward. :)

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Guys just been.  Done boiler, checked gas fire for any nasties (Does not come to bits as its a flueless one) and done the once over on unvented cylinder.  £40.00, cheap at half the price.  Certificate issued.  I asked him if we had a problem with boiler would he attend.  Yep no problem.  Think I will give the insurance a miss

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Normally just stick whatever I would have spent in insurance in a savings account and self insure. Works well for me in respect of costs

 

What doesn't work so well is trying to find a decent tradesman, I don't mean cheapest don't mind paying for job to be done right but its getting it done right that's problem in my experience

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Normally just stick whatever I would have spent in insurance in a savings account and self insure. Works well for me in respect of costs

 

What doesn't work so well is trying to find a decent tradesman, I don't mean cheapest don't mind paying for job to be done right but its getting it done right that's problem in my experience

 

I think that's the key, finding a decent tradesman is the hardest part, even if you have insurance, if the guy who comes doesn't know his arse from his elbow it'll still end up costing you in the end.

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I have a Vaillant combi and use their own cover which doesn't cover plumbing or rads but their a peice of piss to do anyway. They normally charge 25-£28 a month but I phone on renewal (just renewed) and got it down to £15 a month with a bit of haggling. The best bit with this is, if the boilers under 5 years and non repairable its a new boiler and there's no excess or anything to pay your covered for all parts labour the job lot no matter how many callouts. Last year they replaced the pump which should have cost £200 in total then 3 weeks later it went again which baffled the guy and they fitted another.

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  • 4 weeks later...

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