<?xml version="1.0"?>
<rss version="2.0"><channel><title>Citizens Advice Latest Topics</title><link>https://www.datashack.co.uk/forum/22-citizens-advice/</link><description>Citizens Advice Latest Topics</description><language>en</language><item><title>I need as much information on this</title><link>https://www.datashack.co.uk/topic/1746-i-need-as-much-information-on-this/</link><description><![CDATA[
<p>
	<a href="https://companycheck.co.uk/director/907488306/MR-LIVINGSTON-SMITH/companies" rel="external nofollow">https://companycheck.co.uk/director/907488306/MR-LIVINGSTON-SMITH/companies</a> 
</p>

<p>
	This man owes me 45k I need to find out as much as possible as normal routes have not worked so I need to pop to his home, can any one help with not information, he had a associate called Mark smartt who also owes 5k
</p>
]]></description><guid isPermaLink="false">1746</guid><pubDate>Sun, 30 Sep 2018 23:51:23 +0000</pubDate></item><item><title>Help with who owns a property</title><link>https://www.datashack.co.uk/topic/1740-help-with-who-owns-a-property/</link><description><![CDATA[
<p>
	71a horndean road, po10 7tu
</p>

<p>
	I'm trying to find out who owns the above property, but cannot find any information, the land registry thing saying it cannot find it.
</p>

<p>
	 
</p>

<p>
	Any help please
</p>

<p>
	 
</p>

<p>
	Cheers
</p>
]]></description><guid isPermaLink="false">1740</guid><pubDate>Mon, 13 Aug 2018 17:45:23 +0000</pubDate></item><item><title>What does this me a  in contract</title><link>https://www.datashack.co.uk/topic/1711-what-does-this-me-a-in-contract/</link><description><![CDATA[
<p>
	I have horses and been offered another place to keep them, they have given me this contract but I do  it understand the part about a lien on my animals.
</p>

<p>
	Any help please 
</p>

<p><a href="https://www.datashack.co.uk/uploads/monthly_2018_04/20180415_212224.jpg.9609e16ed632ebccdf52f572091b0062.jpg" class="ipsAttachLink ipsAttachLink_image"><img data-fileid="242" src="https://www.datashack.co.uk/uploads/monthly_2018_04/20180415_212224.thumb.jpg.937159741f9bded24e94e3e1c504c940.jpg" class="ipsImage ipsImage_thumbnailed" alt="20180415_212224.jpg"></a></p>]]></description><guid isPermaLink="false">1711</guid><pubDate>Sun, 15 Apr 2018 20:24:37 +0000</pubDate></item><item><title>Pensions cold call today.</title><link>https://www.datashack.co.uk/topic/1098-pensions-cold-call-today/</link><description><![CDATA[
<p>Got a call from the 'Retirement Advice Centre' today.</p>
<p>
Based in Suffolk, phone number is 01473 674009.</p>
<p>
They know my name and that I've got a private pension fund, they also tell me they've been trying to find me for some time. Briefly , they warned me that recent rule changes in pension rules leave me at risk of financial losses.</p>
<p>
Ok.</p>
<p>
I've told then to ring back tomorrow as I'm too busy right now.</p>
<p>
I can't find much on the Web about them. Yeah they have a website etc. Googling their name plus words such as scam result in very little.</p>
<p>
I've looked and found they aren't registered on the Financial Services Register.</p>
<p>
If / when they call back , shall I tell them where to shove their advice? </p>
<p>
Anyone heard of them or had dealings with them?</p>
]]></description><guid isPermaLink="false">1098</guid><pubDate>Tue, 02 Aug 2016 17:57:47 +0000</pubDate></item><item><title>Pothole damage</title><link>https://www.datashack.co.uk/topic/1651-pothole-damage/</link><description><![CDATA[
<p>
	Driving home tonight down a country lane on the way home i came across some temporary traffic lights that are adjacent to land being used for construction of new industrial units. They have been digging up the road for a couple of weeks and work mainly at night but no work was being done tonight.
</p>

<p>
	I was half way down the coned off lane when i hit 2 potholes and blew out my front tyre, when i got out of the other end of the traffic lights there were 6 other cars with damaged tyres. Speaking to some of the other drivers i learnt that there had been many others that have blown tyres and it's all over facebook. I drove to a safer place and changed my tyre and drove back to find a further 3 cars with blown tyres.
</p>

<p>
	I got the name of the council who have authorised the roadworks and also the contractor. I gave all the drivers my business card and asked them to contact me tomorrow to swap details and 2 other guys were going to take photos of the potholes.
</p>

<p>
	I'm pretty sure someone has to pay for my tyre and tracking but do they have any kind of get out on this based on the recent extreme weather? I wouldn't be surprised if there were more than a hundred vehicles damaged and probably more getting damaged as i write this.
</p>
]]></description><guid isPermaLink="false">1651</guid><pubDate>Fri, 15 Dec 2017 20:57:34 +0000</pubDate></item><item><title>Accident legal Advice please</title><link>https://www.datashack.co.uk/topic/1517-accident-legal-advice-please/</link><description><![CDATA[
<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">Hey Y'all</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">Long story, but here we go.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">About a year ago my son was involved in an accident, (his fault) and his car was out of action while being repaired by the insurer. After asking all and sundry if he could borrow our cars and all of us saying no can do as we need them. My son's employer very kindly said he would add him to company insurance of the company Van whilst his car is out of action.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">All with me so far.... Wait for it.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">Well apparently, my son's boss couldn't get him on the company insurance as he hadn't had enough driving experience, so his boss very kindly forked out for some temporary insurance for 1 week for my son to drive the company vehicle, whilst awaiting his car to be repaired, so that my son could get into work.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">Stay with me......</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">Now while driving the company van back to work at the end of the week after my son had got his car back, he had another accident! (don't ask, he's a thick git at times) and ended up writing off the company vehicle by pulling out of a T Junction without looking properly and getting T Boned by another vehicle.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">No problem we thought as he's insured by the temporary cover...... Errrrr no! it ran out about 2 hours before the accident, at around 5.30 in the evening, accident was around 7.30pm.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">So anyway, he did the right thing an gave his details to the poor guy that he pulled out on.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">The temporary insurance after several months blew the claim out, saying he wasn't covered at the time of the accident, and said they would pass on the claim to the original insurer of the van, which is the company insurance.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">We never heard anything for more months, and then my son received a phone call from the company insurance who said that the claim had been paid ( I assume by accident) and would he like to pay any money towards the claim. My son explained that he was, and still is earning £10 per hour and lives in a 2 bed council flat supporting his girlfriend and 2 kids and is on benefits and cant afford to pay anything. So they said ok thanks, and that was that.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">Skip forward another 3 months to the other day, when my son receives a letter from DAC Beachcroft Claims ltd</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri"><font size="3">Saying that  </font><font size="3">"They have been instructed by AXA (his boss's company car insurance co.) to recover their losses arising from the aforementioned incident.</font></font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">And that they hold him responsible in negligence for their clients outlay in this matter"</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">" Details of their clients outlay shortly to follow, alternatively pass this letter onto his insurer to deal with the claim".</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri"><font size="3">It then goes onto  </font><font size="3">say "Please accept this letter as formal notice Pursuant to section 151 and 152 of the Road traffic act 1988.</font></font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">Should he choose to make an interim payment it may not cover the full amount claimed and they reserve the right to retain the payment on an interim basis whilst investigations continue and may still result in court proceedings.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">So help!!!!!!!!!!!!!!!</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">Yes he acknowledges that the accident was his fault, but he thought he was insured, as most insurances finish at midnight, not 5.30 in the afternoon.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">So other than accepting full responsibility and offering to pay £10 per month which is all he could afford, especially as we don't know how much this claim could end up being.</font></span>
</p>

<p style="margin:0cm 0cm 8pt;">
	<span style="color:#ffffff;"><font face="Calibri" size="3">What can we do to mitigate the situation?</font></span>
</p>

<p>
	 
</p>
]]></description><guid isPermaLink="false">1517</guid><pubDate>Sun, 06 Aug 2017 15:55:26 +0000</pubDate></item><item><title>address from a car reg number</title><link>https://www.datashack.co.uk/topic/1469-address-from-a-car-reg-number/</link><description><![CDATA[<p>hi anyone know if i can find an address from a car registration number</p>]]></description><guid isPermaLink="false">1469</guid><pubDate>Mon, 10 Jul 2017 11:07:08 +0000</pubDate></item><item><title>found old postcard</title><link>https://www.datashack.co.uk/topic/1430-found-old-postcard/</link><description><![CDATA[
<p>any one any thoughts on what this could be?</p>
<p> </p>
<p>
traintracks?</p>
<p> </p>
<p>
trenches?</p>
<p><a class="ipsAttachLink ipsAttachLink_image" href="https://www.datashack.co.uk/uploads/monthly_2017_06/19030445_10155448754510984_521138039251671761_n.jpg.e5c0750e654ceb598796f78bed6e7d0f.jpg" data-fileid="117" rel=""><img src="https://www.datashack.co.uk/uploads/monthly_2017_06/19030445_10155448754510984_521138039251671761_n.jpg.e5c0750e654ceb598796f78bed6e7d0f.jpg" data-fileid="117" class="ipsImage ipsImage_thumbnailed" alt="19030445_10155448754510984_521138039251671761_n.jpg.e5c0750e654ceb598796f78bed6e7d0f.jpg" /></a></p>
]]></description><guid isPermaLink="false">1430</guid><pubDate>Mon, 12 Jun 2017 15:19:49 +0000</pubDate></item><item><title>New Steps tour?</title><link>https://www.datashack.co.uk/topic/1337-new-steps-tour/</link><description><![CDATA[
<p>anyone know how many tickets im allowed to buy for the new steps tour?</p>
<p> </p>
<p>
5? </p>
<p> </p>
<p>
6?</p>
<p> </p>
<p>
7?</p>
<p> </p>
<p>
8?</p>
]]></description><guid isPermaLink="false">1337</guid><pubDate>Tue, 07 Mar 2017 09:23:25 +0000</pubDate></item><item><title>Going self-employed</title><link>https://www.datashack.co.uk/topic/1128-going-self-employed/</link><description><![CDATA[
<p>The mrs is testing the waters with going freelance (self-employed) in mobile beauty etc, so just after some advice.</p>
<p> </p>
<p>
As this is all new, do you have to register as self employed? What are the pros and cons of registering?</p>
<p>
Are they are pitfalls or advice or even loopholes to be aware off? Obviously, all costs receipts etc and sales would be documented.</p>
<p> </p>
<p>
Does self employed affect your National Insurance status etc?</p>
<p> </p>
<p>
Any advice or even stuff I haven't even though off?</p>
<p> </p>
<p>
Thanks,</p>
<p>
TnT</p>
]]></description><guid isPermaLink="false">1128</guid><pubDate>Fri, 26 Aug 2016 11:50:25 +0000</pubDate></item><item><title>Car accident - help!</title><link>https://www.datashack.co.uk/topic/410-car-accident-help/</link><description><![CDATA[
<p>So first thing I need to say is Fuck*ng Insurance Companies!!!</p>
<p> </p>
<p>
Now I've got that off my chest...</p>
<p> </p>
<p>
Apologies in advance for the wall of text!!!  on 8th Jan I was in a bit of a collision - nothing major. Stopped on a roundabout at traffic lights (Chain bar at Cleckheaton near Bradford on the A58 if anyone knows it). I'm third car in queue, one of the middle lanes. </p>
<p> </p>
<p>
As we are at the red light (and it was rush hour - 7.25am), the cars coming onto the roundabout filled the available space, and a truck trying to get to the inside lane blocked ours after the lights. </p>
<p> </p>
<p>
Lights go green and as lane is blocked car no1 doesnt move - waiting for the traffic to move on.</p>
<p> </p>
<p>
Car no2 doesnt like this - goes into reverse (to presumably go round car no1) and comes barrelling into me. Luckily I had the handbrake on so didnt go into the car behind.</p>
<p> </p>
<p>
Car no2 starts driving off, but I flash him as I start following him and he pulls over in a layby just off the roundabout (on the A58 towards halifax - bit of a truck stop).</p>
<p> </p>
<p>
We have a chat - look at cars - his is a company car (works for Kings Security in Bradford) can't see any visible damage at the time as its dark etc, but I snap a pic of his car anyway. he writes down his name and number and off we go.</p>
<p> </p>
<p>
I get to work and take some pic's of my car when its light - turns out a bit of chrome is scuffed and there is a bit of a gouge in the paint on the bumper - so not much on the outside, but car had been rattling - all the plastic insides of the bumper are broken and loose.</p>
<p> </p>
<p>
I give the insurance company a call that night, give them all the details including hsi name and number etc - and insurance company arrange for car to be fixed. Turns out later that day that his details are incorrect - no one at the company with that name and phone number is not correct (although I suspect its prob close to his real one as he wrote it without thinking too much).</p>
<p> </p>
<p>
Now - I hadn't heard off the insurance company so I give them a call - turns out he is now claiming I drove into the back of him! Cheeky Fucker - and is now claiming whiplash etc...</p>
<p> </p>
<p>
To make it worse - the insurance company are siding with him claiming its the most likely scenario...fuckwits!!</p>
<p> </p>
<p>
Any suggestions on how to take to forwards? I'm pissed off that my insurance will go up anyway never mind having to cover my excess and lose no claims etc for the car fixing...</p>
<p> </p>
<p>
Cheers guys <img src="https://www.datashack.co.uk/uploads/emoticons/smile.png" alt=":)" data-emoticon="" srcset="https://www.datashack.co.uk/uploads/emoticons/smile@2x.png 2x" width="20" height="20" /></p>
]]></description><guid isPermaLink="false">410</guid><pubDate>Thu, 28 Jan 2016 20:05:16 +0000</pubDate></item><item><title>Crimal Record - visit to Canada</title><link>https://www.datashack.co.uk/topic/966-crimal-record-visit-to-canada/</link><description><![CDATA[<p>My 13 year old boy was brought home today by the police and cautioned in my presence.  He's be running around with a group of boys stealing wheely bins and setting fire to them.  Its his first offense so expect a stern lecture and/or fine.  My problem is we have a family holiday booked to Canada in a few weeks and I know they have strict rules regarding crime.  If I phone the consulate for advice they will then be aware of our visit and probably try and stop it.  I'm hoping the legal system moves slow and he's not dealt with before our holiday.   We are in Scotland if that makes a difference</p>]]></description><guid isPermaLink="false">966</guid><pubDate>Sun, 15 May 2016 17:29:59 +0000</pubDate></item><item><title>PM's at work</title><link>https://www.datashack.co.uk/topic/174-pms-at-work/</link><description><![CDATA[
<blockquote data-ipsquote="" class="ipsQuote" data-ipsquote-contentapp="forums" data-ipsquote-contenttype="forums" data-ipsquote-contentid="174" data-ipsquote-contentclass="forums_Topic"><div>
<p>
<span style="color:#ffffff;"><span><span style="font-family:Helmet, Freesans, Helvetica, Arial, sans-serif;"><strong>Employers can read workers' private messages sent via chat software and webmail accounts during working hours, judges have ruled.</strong></span></span></span></p>
<p><span style="color:#ffffff;"> </span></p>
<p><span style="color:#ffffff;">
</span><span style="color:#ffffff;"><span><span style="font-family:Helmet, Freesans, Helvetica, Arial, sans-serif;">The European Court of Human Rights (ECHR) said a firm that read a worker's Yahoo Messenger chats sent while he was at work was within its rights.</span></span></span></p>
<p>
</p>
</div></blockquote>
<p> </p>
<p>
<a href="http://www.bbc.co.uk/news/technology-35301148?SThisFB" rel="external nofollow">http://www.bbc.co.uk/news/technology-35301148?SThisFB</a></p>
<p> </p>
<p>
theyl be demanding to read the text on your phone next</p>
]]></description><guid isPermaLink="false">174</guid><pubDate>Wed, 13 Jan 2016 12:45:04 +0000</pubDate></item><item><title>Standing on forks of forklift</title><link>https://www.datashack.co.uk/topic/372-standing-on-forks-of-forklift/</link><description><![CDATA[<p>There must be a law somewhere about not standing on the forks of a running forklift,  and being lifted into the air,</p>]]></description><guid isPermaLink="false">372</guid><pubDate>Sun, 24 Jan 2016 10:07:03 +0000</pubDate></item><item><title>Pressurised at work into giving away money</title><link>https://www.datashack.co.uk/topic/402-pressurised-at-work-into-giving-away-money/</link><description><![CDATA[
<p>My daughter has a saturday retail sales Job and has been there for a couple of yrs whilst she's at Uni. She was asked to come in this afternoon to pick up some extra hours.</p>
<p>
 Why she was there, the Boss's of the company had organised for Charity workers to go to the store. She was put in a room as a  1 on 1,  and was asked about giving to charity. She said she cant as she only works 1 day a week but was repeatedly asked and she still kept saying no, then the charity guy started to put his hand on her shoulder &amp; asked again and again. She agreed and sighed but doesn’t know how to get out of it as it comes out of her pay packet.</p>
<p>
  Another worker there also said No repeatedly as they already give to another charity, that person was told to cancel what they were giving out, and to give the money to them instead !</p>
<p>
 Now, im sure this is breaking some kind of law, but wtf can we do about it ?</p>
<p> </p>
<p>
 Also, there is no information on how to cancel it in any of the documentation that she came home with.</p>
]]></description><guid isPermaLink="false">402</guid><pubDate>Wed, 27 Jan 2016 19:59:11 +0000</pubDate></item><item><title>who owns a site?</title><link>https://www.datashack.co.uk/topic/447-who-owns-a-site/</link><description><![CDATA[
<p>how do i find out who owns a web site</p>
<p> </p>
<p>
ive tried the "whois" sites but the info is minimal.</p>
<p> </p>
<p>
is there anyway to find out more about who owns a site, the registered address etc?</p>
]]></description><guid isPermaLink="false">447</guid><pubDate>Mon, 01 Feb 2016 14:17:09 +0000</pubDate></item><item><title>Parking Ticket</title><link>https://www.datashack.co.uk/topic/142-parking-ticket/</link><description><![CDATA[
<p>Not sure if these are well known or not but it could help a few people out if the dont know about it..</p>
<p> </p>
<p>
<a href="http://www.parkingcowboys.co.uk/" rel="external nofollow">http://www.parkingcowboys.co.uk/</a></p>
<p> </p>
<p>
<a href="http://www.donotpay.co.uk/" rel="external nofollow">http://www.donotpay.co.uk/</a></p>
<p> </p>
<p>
I have never used them, but handy to know if you need some pointers</p>
]]></description><guid isPermaLink="false">142</guid><pubDate>Tue, 12 Jan 2016 21:52:36 +0000</pubDate></item></channel></rss>
